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Privacy Policy

What Does Fedmont Federal Credit Union Do With Your Personal Information?

Rev. Date 11/2017

Why? 

   

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

 

 

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Account Transactions and Payment History
  • Overdraft History and Checking Account Information
How?

 

 

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Fedmont Federal Credit Union chooses to share; and whether you can limit this sharing.

 

 

Reasons We Can Share Your Personal Information Does Fedmont Federal Credit Union Share? Can You Limit This Sharing?

 

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes No
For joint marketing with other financial companies

 

Yes Yes
For our affiliates’ everyday business purposes
information about your transactions and experiences
No No
For our affiliates’ everyday business purposes
information about your creditworthiness
No No
For our nonaffiliates to market to you No No
 To limit our sharing  

  • Call 334-270-5532
  • Visit us online: www.fedmontfcu.com

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

 

Questions?

 

 Call 334-270-5532 or go to www.fedmontfcu.com.

 

 

Who we are
 

 

Who is providing this notice?

 

 

Fedmont Federal Credit Union
What we do
How does Fedmont Federal Credit Union protect my information?

 

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict employee access to personal information to a “need to know” basis.

How does Fedmont Federal Credit Union collect my information?

 

 

 

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or Apply for a loan
  • Use your credit or debit card
Why can’t I limit all sharing?

 

 

 

 

 

 

 

 

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

 

Affiliates

 

 

 

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Fedmont Federal Credit Union has no affiliates.
Nonaffiliates

 

 

 

 

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Fedmont Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing

                            

 

 

 

 

 

A formal agreement between non-affiliated financial companies that together

market financial products or services to you.

  • Our joint marketing partners include investment, insurance, and other financial services companies.
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