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Privacy Policy

 

 

Fedmont Federal credit union. Facts. WHAT DOES FEDMONT FEDERAL CREDIT UNION DOWITH YOUR PERSONAL INFORMATION? Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? the types of personal information we collect and share depend on the product or service you have with us. this information can include: social security number and account balances. checking account information and employment information. payment history and transaction or loss history. when you are no longer our member, we continue to share your information as described in this notice. how? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Fedmont Federal Credit Union chooses to share; and whether you can limit this sharing. Reasons we can share your personal information. Fedmont shares your personal information for our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus. you cannot limit this sharing. Fedmont shares your information for Fedmont's marketing purposes, to offer our products and services to you. you cannot limit this sharing. Fedmont shares your information for joint marketing with other financial companies. you cannot limit this sharing. Fedmont does not share your information in the following ways: for our affiliates' everyday business purposes, for our affiliates to market to you, or for non-affiliates to market to you. if you have any questions call 334-270-5532 or visit our website www.fedmontfcu.com

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page 2. what we do. how does Fedmont federal credit union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Fedmont federal credit union collect my personal information? we collect your personal information, for example, when you open an account or apply for financing, give us your contact information or give us your account information, or provide account information. we also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes information about yourcreditworthiness. affiliates from using you information to market to you. sharing for non-affiliates to market to you state law and individual companies may give you additional right to limit sharing. Definitions. Affiliates. Companies related by common ownership or control. They can be financial and non-financial companies. Fedmont federal credit union has no affiliates. Non-affiliates. companies not related by common ownership or control. they can be financial and non-financial companies. Fedmont federal credit union does not share with our non-affiliates so they can market to you. Joint Marketing. A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.

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